S.H.A.R.E. Foundation for Microfinance, Fair Trade and Peace Promotion is a non-profit association headquartered in Stuttgart and Bern.
The foundation name stands for Self Help, Activation, Responsibility and Empowerment.
Our philosophy is expressed in the foundation name:
We are setting up and encouraging projects in developing countries, emerging nations and worldwide conflict regions that will bring about the empowerment for self-help and self-responsibility.
Our projects are settled in these areas:
Granting of social microfinance loans for Start-Up entrepreneurs in developing countries to make a sustainable contribution towards a real middle class structure on site.
Projects that increase awareness and encouragement of Fair Trade.
Contribution in setting up peace-building projects in worldwide conflict regions with special emphasis to Middle East and Africa.
people have to live on less than one dollar a day
people suffer from malnutrition and 6 mil. children under the age of 5 are dying thereof each year
of the poor and underprivilegded people are women and children
children are being forced to work in factories or on cotton fields
children have never visited a school to gain basic education
There are many forms of development co-ops and foreign aid for Third World Countries. Every type is eligible thereby as long as it has a lasting emancipatory influence and creates no (further) dependence. In this context, governmental and other international institutions, third-party organizations and private businesses all play an important and useful role. The enormous challenge for developing countries however lies in generating a small business culture that can serve as an important base for the development of a real middle class. This would enable the working population to gain more independence from gridlocked working structures within governmental entities or huge cooperations, which means a better socio-economic diversity to strengthen the democratic structures in a given location.
Within our Microfinance approach, we as a strongly person-oriented initiative are focusing on the self-help and empowerment of business interested people and groups which normally would not be seen as credit worthy. In this way, our work concentrates mostly on the sustainable empowerment of the socially and economically disadvantaged, why the specific needs of these credit users should be given special attention. Therefore acompanying measures like extended professional education, small business leadership and schooling in marketing and sales are decisive and can make up to 2/3 of the program costs. Although the administrative costs of microcredits are high, real interest charges should be held as low as possible and kept in line with productivity development. Thats why only a part of the loan should be paid back within a reasonable deadline.
Nevertheless, S.H.A.R.E`s microfinance approach pushes for the founding of entrepreneurships that should also contend with real competitive conditions. Thus, it is very important to ensure the sustainability of business initiatives and market ability of future plans to expand. Thats the reason why interest-free loans can only be assured in exceptions. Under the recipients are most importantly young people and women as the so called “agents of change” who are very important for a sustainable and self-created development in the country. The selection of microfinance projects follow in different ways. S.H.A.R.E cooperates with experienced strategic partners (i.e. Opportunity International) on the one hand but can identify, execute and maintain projects that support individuals or locally organized groups also by itself.
Today’s world economy is becoming increasingly globalized which itself is a very positive development because the globalization process brought huge achievements with it. One of these achievements is the fact that developing and emerging countries do play an increasingly important role in world-wide economic value chains of western cooperations which allows these countries to catch up with the rest of the world.
Unfortunately, this catch up process isn’t problem free and brings considerable challenges with it because this displacement trend finally had the result that labor-intensive business areas were exported to these countries in order to reduce working and production costs and avoid rigid working regulations. S.H.A.R.E wants to confront these resulting social issues, especially the lack of social standards (i.e. no forced or child labor) by promoting projects in which free trade will be expanded and extended through principles of fair trade. Through this, inhuman and exploitative living and working conditions shall be abolished step-by-step.
In practice, this means our support for implementing voluntary, ethical-social and environmental standards in developing countries’ production as well as the promotion of ethical marketing activities for fairly traded goods. Our project partners are working with us on the level of civil society as well as private economics, because they share our conviction that social and economically responsible trading in production and distribution isn’t only useful to people in the third world. Even local businesses and cooperations can profit in the long-run from Fair Trade since consumer awareness for ethical and social consumption is growing rapidly, which brings significantly market potential for fairly traded goods.
S.H.A.R.E wants to contribute to peace-building programs in conflict regions of the world. This will be accomplished by the development of structures that promote violence-free and rational conflict solutions. The points individually are:
To reach these goals, we are working with partner organizations and individuals in crisis regions like the Middle East (Geneva Initiative and Palestinian Peace Coalition) and Africa (Center of Peace Advancement Nigeria). Furthermore, we place special emphasis on working with children and young people because their development rewards their and their community’s welfare through peace-building.
“More means for sustainable purpose”
“Your donations reach the people in our projects safely and provable.”
“Social Microfinance supports people developing their self-help potential and release them from poverty in their own right”
“A two-state solution is the only option that will allow both Israelis and Palestinians to realize their aspirations”
“Violence always begets Violence and is no way to peace“
“Our Loan Funds assist young Israelis and Israel-Arabs in opening small business and creating employment opportunities”
The national concern of DNWE is to foster the exchange of thoughts and ideas about ethical questions in daily business to find sustainable solutions for existing moral dilemmata in (global) economic competition. To do so, representatives from all different areas in society come together to encourage and support ethical efforts in business and society.
(Source: Homepage of the German Network for Business Ethics)
Next to the support through AGBE and S.H.A.R.E, ASMERADE works through tourism group in the village to tap further sources of finance.
In line with this, the association supports specific projects and activities, which serve the goal of improving the situation and subsistence of needy people and positively influence their further development. Therefore AGBE puts special value in having natives in their projects and in having the biggest possible part of the population participate. In order to secure sustainability, one initial condition for AGBE’s support is an existing financial concept for the intended project in the long run.
AGBE is working on many different projects in the Tomegbé region, which are for example:
Over 83% of the credit holders are women and the foundational values of Opportunity International are: Dedication for the poor, modesty, respect and integrity. A further foundational value is “Transformation” which means the overall goal to support credit holders, their families and communities enabling them an independently and holistically transformation of their lives. At that moment the beneficiary has reached a level of income that gives him the possibility to live a life in decent conditions that can create a better future for their children and communities, Opportunitys mission was succesfull.
Your donations reach the people in our projects safely and provable. In order to ensure this within every project, we always work in close cooperation with native partners who understand the situation on site and can ensure that your donations arrive without deductions.
During every life-span of a project, there will be regular evaluation trips from S.H.A.R.E members to the particular location in order to ensure that the active involvement is always enabled and the direct dialogue is never interrupted. According to S.H.A.R.E´s philosophy, these evaluation trips will be personally funded by S.H.A.R.E members and will not have an effect on your donation.
Moreover, our work will be most successful if we have campaigners and supporters who share our ideas and philosophy by helping us through their donations. The most useful donations however are these which we can globally apply where ever it is currently needed the most. But you also can donate as a matter of course for one specific project at your own option with our guarantee that your donation is used only for your personal concern.
Association for Microfinance,
Fair Trade and Peace Promotion
Dr. Judith Blickle
Tel. +49 – 711 – 25 35 94 8 – 11
Fax. +49 – 711 – 25 35 94 8 – 21
Association for Microfinance,
Fair Trade and Peace Promotion
c/o Paul Fivat
Rue du Pressoir, 10
c/o Haussener und Partner Notare